ExtrasJar gives you the choice of three Excess options so you choose how much you want to pay should you be admitted to hospital.
Simple and reliable; unlimited emergency and non-emergency ambulance cover Australia wide for all medically necessary transport by air, land and sea.
With over 550 participating hospitals and 36,000 Access Gap Doctors Australia-wide your cover will be right there with you whenever you need it.
A waiting period is the time you’ll need to wait before you can claim a benefit on your membership, and will apply whether you’re taking out private health insurance for the first time, switching to Phoenix Health from another fund, or you’re a current Phoenix Health member changing your level of cover.
For all the information you need to know about Waiting Periods, including what happens if you’re new to private health insurance, transferring from another fund or a current Phoenix Health member changing your level of cover, click here.
Our cover provides you with unlimited cover for all medically necessary ambulance treatment and transport across Australia - road, air and sea.
Medically necessary means on-site treatment or transport to your closest hospital or emergency department for treatment of an acute medical condition or accident.
We know you’ve got enough to worry about if your kids are sick so we always waive the Excess for dependants on your membership under the age of 25.
Benefits are available towards travel and accommodation expenses when travel of more than 300 kilometres return for a hospital admission is required. Contact us or refer to the Member Guide for more information about these benefits, and eligibility.
We’re with you throughout your hospital journey and have a range of programs available to help prepare you for a hospital admission and help you recover quicker at home.
When you merge the robust coverage of our Hospital Insurance with the flexibility of ExtrasJar's Health Savings Account (HSA), you don't just get comprehensive health security – you also unlock exclusive benefits